Mortgage broker use increases to 38% in 2025, with 48% of first-time buyers seeking broker advice. /kia-mortgage/news/mortgage-broker-share-rises Introduction to the Mortgage Broker Landscape The Canadian mortgage market has witnessed a significant shift in recent years, with mortgage broker share rising to 38% in 2025, according to new research from the Mortgage Professionals Canada (MPC). This […]

Mortgage broker use increases to 38% in 2025, with 48% of first-time buyers seeking broker advice. /mortgage-broker-share-rises Introduction to Mortgage Broker Trends The latest research from the MPC reveals a significant increase in mortgage broker usage, with 38% of borrowers opting for broker services in 2025. This trend is even more pronounced among first-time homebuyers,

CMHC expects home sales, prices, and housing starts to fall in 2026 /cmhc-forecasts-home-price-declines Introduction to CMHC’s Forecast The Canada Mortgage and Housing Corporation (CMHC) has released a forecast indicating a decline in home sales, prices, and housing starts in 2026. This prediction is based on economic uncertainty, high borrowing costs, and slower population growth, which

Trump tariffs may lead to Canada rate cuts /trump-tariffs-and-bank-of-canada-rate-cuts Introduction to Trump Tariffs and Mortgage Rates The ongoing trade tensions between the US and Canada have sparked concerns about the potential impact on the Canadian economy. Recently, BMO announced that the Bank of Canada may reconsider rate cuts due to worsening trade relations. As a

Mortgage brokers support 55+ homeowners with personalized advice /news/aging-in-place Introduction to Aging in Place For many Canadian homeowners aged 55 and above, the traditional goal of downsizing is no longer the primary objective. Instead, the focus has shifted towards aging in place, where individuals can continue to live in their homes comfortably and safely. As

Mortgage rates may be impacted by Canada’s slowing inflation canadian-inflation-falls Introduction to Inflation’s Impact on Mortgages Canada’s inflation rate has slowed to 2.8%, with core measures easing below 2% for the first time in nearly six years. This shift can have significant implications for the mortgage market, particularly for homebuyers, refinancers, and investors in Ontario.

Lower rates reflect growing competition and funding costs reverse-mortgage-rates-canada Introduction to Reverse Mortgage Rates in Canada The recent drop in Canada’s reverse mortgage rates has significant implications for homeowners, particularly those in Ontario. As a licensed mortgage broker, I’ll delve into the reasons behind this rate decrease and explore how it affects various borrowers, including

Canada’s reverse mortgage rates are dropping due to lower funding costs https://kia.mortgage/news/reverse-mortgage-rates-canada Introduction to Reverse Mortgages in Canada The Canadian mortgage market is witnessing a significant shift, with all four reverse mortgage providers cutting their rates in a matter of weeks. This change reflects the current lower institutional funding costs and the growing competition in

Canada’s housing market cools down due to weaker population growth, BMO economists say. https://kia.mortgage/population-slowdown-canadas-housing-market Introduction to Canada’s Housing Market Trends Weaker population growth is easing rental demand, weighing on condo activity, and slowing housing inflation, according to BMO economists. As a mortgage broker in Ontario, I’ll analyze the implications of this trend on the Canadian

Loblaw plans to increase stake in EQB, impacting mortgage rates eqb-shares-jump-loblaw-increase-stake Introduction to EQB and Loblaw’s Plans EQB Inc., the parent company of Equitable Bank, has seen its shares jump over 9% after Loblaw disclosed plans to potentially increase its ownership stake to nearly 25%. As a seasoned mortgage broker in Ontario, I’ll delve into