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Canada’s housing market cools down due to weaker population growth, BMO economists say. https://kia.mortgage/population-slowdown-canadas-housing-market Introduction to Canada’s Housing Market Trends Weaker population growth is easing rental demand, weighing on condo activity, and slowing housing inflation, according to BMO economists. As a mortgage broker in Ontario, I’ll analyze the implications of this trend on the Canadian […]

Loblaw plans to increase stake in EQB, impacting mortgage rates eqb-shares-jump-loblaw-increase-stake Introduction to EQB and Loblaw’s Plans EQB Inc., the parent company of Equitable Bank, has seen its shares jump over 9% after Loblaw disclosed plans to potentially increase its ownership stake to nearly 25%. As a seasoned mortgage broker in Ontario, I’ll delve into

Canadian housing market slows /crea-lowers-forecast-2026 The Canadian Real Estate Association (CREA) has downgraded its forecast for home sales activity in 2026, citing a decline in sales despite a small uptick in June. As a seasoned mortgage broker in Ontario, I’ll analyze the implications of this news on the mortgage market and provide expert advice for

Bank of Canada expected to hold rates, debate on future hikes bank-of-canada-interest-rates Introduction to the Bank of Canada’s Rate Decision The Bank of Canada is widely expected to maintain its policy rate at 2.25% this week, sparking a heated debate among economists about the timing of potential future rate hikes. As a seasoned mortgage broker

Discover how reverse mortgages can help Ontario homeowners /kia-mortgage-news/reverse-mortgages-ontario Introduction to Reverse Mortgages As a seasoned mortgage broker in Ontario, I’ve seen many homeowners struggle with cash flow despite having significant equity in their properties. Reverse mortgages have long been a topic of discussion, particularly among seniors, but their applications extend beyond this demographic. In

Toronto’s population growth slowdown impacts mortgage market /toronto-population-growth-slowdown Introduction to Toronto’s Population Growth Slowdown Toronto, once the fastest-growing metro area, has dramatically slowed its population growth, falling to 412th. This shift is attributed to lower immigration and continued domestic out-migration, reshaping growth patterns across Canada’s largest cities. As a licensed Ontario mortgage broker, I’ll analyze

Toronto’s population growth slowed dramatically https://kia.mortgage/blog/toronto-slowing-growth Introduction Toronto, once the fastest-growing metro area, has fallen to 412th place as residents move elsewhere. This significant shift in population growth patterns has far-reaching implications for the Ontario mortgage market. As a seasoned mortgage broker, I will analyze the effects of this trend on homebuyers, refinancers, investors, and

Canada’s job market gains 18,200 jobs in June, unemployment rate falls to 6.5% https://kia.mortgage/news/canada-jobs-report-june-2026 Introduction to Canada’s Labour Market The latest employment figures from Canada have shown a modest increase of 18,200 jobs in June, resulting in a drop in the unemployment rate to 6.5%. As a mortgage broker in Ontario, I’m closely watching these

Canadians uncertain about housing market canada-housing-market-uncertainty The Canadian housing market has always been a topic of interest, with many buyers and sellers trying to time their decisions perfectly. However, a recent RBC poll suggests that most Canadians believe there is no perfect time to buy, due to economic uncertainty, affordability pressures, and rate expectations. As

Haventree Bank’s new consumer deposit platform marks a shift beyond broker-distributed mortgages. haventree-bank-launches-direct-to-consumer-digital-bank Introduction to Haventree Bank’s Digital Banking Platform Haventree Bank, a Schedule 1 bank, has launched a direct-to-consumer digital bank, expanding its services beyond broker-distributed mortgages and brokered deposits. This move marks a significant shift in the bank’s strategy, as it aims to